TERMS AND CONDITIONS Last updated [September 21, 2026]
AGREEMENT TO OUR LEGAL TERMS We are U3D Inc. ("Company," "we," "us," "our"), a company registered in Wyoming, United States at 30 N. Gould St. Suite N, Sheridan, WY 82801.
We operate the website https://elitebooks.app (the "Site") and the Elite Books application (the "App"), as well as any other related products and services that refer or link to these legal terms (the "Legal Terms") (collectively, the "Services").
You can contact us by phone at +1 833-667-3249, email at support@elitebooks.app, or by mail to 30 N. Gould St. Suite N, Sheridan, WY 82801, United States.
These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and U3D Inc., concerning your access to and use of the Services. You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.
We will provide you with prior notice of any scheduled changes to the Services you are using. The modified Legal Terms will become effective upon posting or upon notifying you at support@elitebooks.app, as stated in the email message. By continuing to use the Services after the effective date of any changes, you agree to be bound by the modified terms.
The Services are intended for users who are at least 18 years of age. Persons under the age of 18 are not permitted to register for or use the Services.
We recommend that you print a copy of these Legal Terms for your records.
TABLE OF CONTENTS 1. Our Services 2. Intellectual Property Rights 3. User Representations 4. User Registration 5. Purchases And Payment 6. Subscriptions 7. Prohibited Activities 8. Artificial Intelligence Features 9. Your Data And Ownership 10. Staff Access For Support And Operations 11. Third-Party Services 12. Services Management 13. Privacy Policy 14. Term And Termination 15. Modifications And Interruptions 16. Governing Law 17. Dispute Resolution 18. Corrections 19. Disclaimer 20. Limitations Of Liability 21. Indemnification 22. Electronic Communications, Transactions, And Signatures 23. California Users And Residents 24. Miscellaneous 25. No Refund Policy 26. Contact Us
Elite Books is not a certified public accounting (CPA) firm, a law firm, a tax preparer, or a registered investment adviser, and does not provide accounting, tax, legal, audit, assurance, or investment advice. Any figures, categorizations, reports, or statements generated by the Service are for your informational and organizational use only, are not independently verified or reconciled by us, and should be reviewed by a qualified professional before you rely on them for tax filing, financial reporting, lending, or any legal or regulatory purpose. You are solely responsible for the accuracy of the data you enter and for any decisions you make based on the Service.
The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. The Services are not tailored to comply with industry-specific regulations (such as HIPAA or FISMA). You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA).
Your use of our Services Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable license to access the Services and to download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use or internal business purpose.
Except as set out in this section or elsewhere in our Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. For requests, contact support@elitebooks.app.
Application license If you access the Services via the App, we grant you a revocable, non-exclusive, non-transferable, limited license to install and use the App on devices you own or control, and to access and use the App, strictly in accordance with these Legal Terms.
Your submissions By sending us any question, comment, suggestion, idea, feedback, or other information about the Services ("Submissions"), you agree to assign to us all intellectual property rights in such Submission. You are solely responsible for your Submissions and you agree to reimburse us for any and all losses that we may suffer because of your breach of this section or your Submissions.
If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services.
USER REGISTRATION You are required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to remove, reclaim, or change a username you select if we determine it is inappropriate, obscene, or otherwise objectionable.
PURCHASES AND PAYMENT The Service is offered on a subscription basis. We currently offer a monthly plan ($9.99/month) and an annual plan ($99.99/year); prices may change with notice as described in Section 6.
Payments are processed by our third-party payment processor, Stripe. You agree to provide current, complete, and accurate purchase and account information, and to promptly update this information so that we can complete your transactions. All payments shall be in US dollars. We do not store your full card details. We reserve the right to refuse any order and to correct any errors or mistakes in pricing, even after payment has been requested or received. You are responsible for any applicable taxes.
Free Trial New accounts may receive a free trial. If you do not cancel before the trial ends, you authorize us to begin charging your subscription at the plan rate.
Cancellation You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. Except as set out in Section 25 or where required by law, cancellation does not entitle you to a refund of amounts already paid. Questions? Email support@elitebooks.app.
Fee Changes We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law.
PROHIBITED ACTIVITIES You may not access or use the Services for any purpose other than that for which we make the Services available. As a user, you agree not to: systematically retrieve data or other content from the Services to create or compile a collection or database without written permission from us; trick, defraud, or mislead us or other users; circumvent, disable, or otherwise interfere with security-related features of the Services; use the Services in a manner inconsistent with any applicable laws or regulations; make improper use of our support services or submit false reports of abuse or misconduct; engage in any automated use of the system, such as using scripts, bots, or data-mining tools; upload or transmit viruses, Trojan horses, or other material that interferes with any party's use of the Services; attempt to gain unauthorized access to the Services, other user accounts, or our systems; reverse engineer, decompile, or disassemble any of the software comprising the Services; impersonate another user or person; use the Services to store data you are not authorized to hold; use the Services to compete with us or to create a competing product; or otherwise use the Services in a way that creates risk to the Services or to others.
ARTIFICIAL INTELLIGENCE FEATURES The Services include features that use artificial intelligence to assist with tasks such as categorizing transactions and extracting information from receipts and documents you upload. To provide these features, relevant data (for example, transaction descriptions and receipt images) may be processed by third-party AI providers under contract. AI output may be inaccurate or incomplete; you are responsible for reviewing and correcting it. AI features are provided for your organizational use only and do not constitute accounting, tax, legal, or other professional advice.
YOUR DATA AND OWNERSHIP As between you and us, you own the financial data, documents, and other content you submit to the Services ("Your Data"). You grant us a limited license to host, process, store, transmit, and display Your Data solely to provide and improve the Services, to comply with law, and as described in our Privacy Policy. You represent that you have the right to submit Your Data and that doing so does not violate any law or third-party right.
We will maintain certain data that you transmit to the Services in order to manage the performance of the Services, as well as data relating to your use of the Services. Although we perform regular backups, you are solely responsible for maintaining your own backups of Your Data. You agree that, to the fullest extent permitted by law, we shall have no liability to you for any loss or corruption of Your Data.
STAFF ACCESS FOR SUPPORT AND OPERATIONS To provide support, investigate issues, prevent fraud, and operate the Service, authorized Elite Books personnel may access accounts and account data, including Your Data, on a limited, logged basis. We restrict such access to what is reasonably necessary and maintain audit logs of administrative actions. This access is further described in our Privacy Policy.
THIRD-PARTY SERVICES The Services integrate with third-party services — for example, Stripe for payments, and, if you enable it, bank-connection providers such as Plaid. Your use of those services is subject to their own terms and privacy policies, and you are responsible for complying with them. We are not responsible for the content, functionality, or practices of any third-party service. We may suspend or revoke an integration at any time, with or without notice, if the third party requires it, if you violate their policies, or if maintaining the integration becomes commercially impractical for us. Disabling an integration on our side does not relieve you of any obligations toward the third party.
SERVICES MANAGEMENT We reserve the right, but not the obligation, to: monitor the Services for violations of these Legal Terms; take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms; refuse, restrict access to, limit the availability of, or disable any of your contributions; and otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.
PRIVACY POLICY We care about data privacy and security. Please review our Privacy Policy. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms.
TERM AND TERMINATION These Legal Terms shall remain in full force and effect while you use the Services. We may, in our sole discretion and without notice or liability, deny access to and use of the Services to any person for any reason, including breach of any representation, warranty, or covenant contained in these Legal Terms or of any applicable law. We may terminate your use or participation in the Services or delete your account at any time, without warning, in our sole discretion.
Upon termination, your right to use the Services ends. We may delete Your Data after a reasonable retention period, as described in the Privacy Policy and subject to legal requirements.
MODIFICATIONS AND INTERRUPTIONS We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems, or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. You agree that we have no liability for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services.
GOVERNING LAW These Legal Terms shall be governed by and defined following the laws of the State of Wyoming, without regard to its conflict-of-law principles.
DISPUTE RESOLUTION Informal Negotiations To expedite resolution and control the cost of any dispute, controversy, or claim related to these Legal Terms (each, a "Dispute"), the parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration.
Binding Arbitration If the parties are unable to resolve a Dispute through informal negotiations, the Dispute will be finally and exclusively resolved by binding arbitration administered under the Commercial Arbitration Rules of the American Arbitration Association (AAA). The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitration will take place in Wyoming. Except where otherwise provided herein, the parties may litigate in court to compel arbitration, to stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award. In no event shall any Dispute be commenced more than one (1) year after the cause of action arose.
Restrictions The parties agree that any arbitration shall be limited to the Dispute between the parties individually. There is no right or authority for any Dispute to be arbitrated on a class-action basis, and no Dispute shall be joined with any other proceeding.
Exceptions to Arbitration The following Disputes are not subject to binding arbitration: (a) disputes seeking to enforce or protect, or concerning the validity of, any intellectual property rights of a party; (b) disputes related to allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.
CORRECTIONS There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.
DISCLAIMER THE SERVICES ARE PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT, AND WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY DATA OR CALCULATIONS WILL BE ACCURATE OR COMPLETE. YOU ASSUME FULL RESPONSIBILITY FOR YOUR FINANCIAL RECORDS AND FILINGS.
LIMITATIONS OF LIABILITY IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION WILL AT ALL TIMES BE LIMITED TO THE LESSER OF THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE TWO (2) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING OR $1,000.00 USD.
INDEMNIFICATION You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of: (1) your use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set forth in these Legal Terms; (4) your violation of the rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the Services.
ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Services, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SERVICES.
CALIFORNIA USERS AND RESIDENTS If any complaint with us is not satisfactorily resolved, you can contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N 112, Sacramento, California 95834, or by telephone at (800) 952-5210 or (916) 445-1254.
MISCELLANEOUS These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. We may assign any or all of our rights and obligations to others at any time. If any provision or part of a provision of these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions.
NO REFUND POLICY All payments made to Elite Books are non-refundable. Exceptions may be made if there is a complete system outage for an entire billing cycle. All refund requests should be directed to support@elitebooks.app.
CONTACT US In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:
U3D Inc. 30 N. Gould St. Suite N Sheridan, WY 82801 United States
Phone: +1 833-667-3249 Email: support@elitebooks.app